Comparing interest rates isn’t the only important factor when deciding on the best mortgage for your lifestyle and investment strategy. There are many other factors to consider such as those listed below. You’ll see that doing a mortgage comparison isn’t as simple as it sounds. Partner with our loan experts to make sure that you get the best possible loan to help secure your family’s financial future.
Key factors of a Mortgage Comparison
- Interest rates and fees: Account keeping and other bank fees can increase your total repayments, it is important to know what your potential total repayments will be, not just your interest rate. We simplify all of this for you by making the lenders compete with their best possible interest rates and fees.
- Flexibility: Circumstances in life change and sometimes you need a loan that will change with your lifestyle. One that will allow you to make additional repayments when you have funds to do so and re-draw on that when you need to. We match loans to fit your needs.
- What are your application and early pay out costs: Some loans may have a low interest rate but also have hidden costs such as early pay out fees. It is our job to know the strength and weakness of each loan package and find the right match for your needs.
- Customer service: Low cost loans often mean low customer service but for those looking for very basic loans this can be a very good option. We take the time to get to know each of our customers needs and provide them with the correct advice for their individual needs.
We strongly recommend you complete a financial health check when doing a mortgage comparison. This can open up many more opportunities and help us to help you.